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Control all bills, make a budget for the next month, plan spendings, note the amount of debt and appropriate payments, and effectively accumulate capital to improve the financial situation. Print these out and keep them (along with some budget planner sheets) in a designated binder or folder so you always know when your bills are due and how much money you need to pay. Annual bill pay with monthly amounts. I think this very simple, but very powerful bill pay checklist is the best of all worlds.
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